1. Real assets - consist of all physical assets held by the household and unincorporated business sector, including real estate (housing and land), consumer durables, equipment and inventories. The physical assets of farms and the assets of unincorporated and proprietor-controlled businesses are included in the above number, accounting for a relatively minor 5% of real assets.
  2. Residential mortgages - consist of personal mortgages taken out by households and unincorporated businesses. They are secured by residential real estate assets.