Insurance Advisory Service April 2022—Year in Review: Best of Times, Worst of Times

Global events and market volatility brought the benefits of segregated funds to the fore in 2021. As a result, the product category experienced notable sales and asset growth during last year, continuing into 2022. The backdrop remains positive for segregated funds in the near future, but challenges are also in the mix. Regulatory changes and the ban of the deferred sales charge option will require the industry ecosystem to adapt in more than one way.

The April research feature of the Insurance Advisory Service presents a year in review of segregated fund industry developments in 2021. The publication explores trends in load options, asset growth and sales from multiple vantage points. Our analysis was enriched by interviews with industry executives that expressed their views about key trends in segregated funds.