The segregated funds business has been changing rapidly in recent years. Risk management considerations, changing client and advisor needs and new regulatory initiatives have led insurers to reassess their product offerings to remain competitive and relevant. Entire product shelves have been relaunched and repositioned as a consequence of these changes.
In this month’s special feature, An Industry in Transition Looks into the Future, we examine the insurance industry’s response to the multiple forces shaping the marketplace. The report includes an overview of the segregated fund industry over the recent past, with a special focus on recent product developments, pricing trends, guarantees and sales results.