Deposit Report Fall 2023

The Deposit Report is ISS Market Intelligence’s flagship research focused on the multiple deposit products available in Canada and the distribution channels through which they are sold.

The report’s sections consider the marketplace from a number of vantage points, including distribution channels, product structure, interest rate/pricing factors, time to maturity, liquidity, transactions, segmentation by account size, and provincial distribution.

The Fall 2023 edition focuses on the continued strength of fixed-term deposits, particularly for branch networks, and how the moderation in allocation adjustments during the second quarter could signify the beginnings of a change in deposit market trends. This edition’s Special Feature compares quarterly balance change of deposit products during periods of rising rates and examines when advisor term deposits mature to help explain how the investment term structure could remain volatile in coming quarters.