
Date Posted: Dec 21, 2024

Retail Brokerage and Distribution Report Summer 2024 Special Feature—A First Look at the Growth of First Home Savings
It was only back in 2009 that the tax-free savings account (TFSA) was introduced as a new vehicle to help Canadians save money for future goals. Designed to complement the longer-term objectives of registered retirement savings plans (RRSPs), the TFSA was introduced to encourage savings by earning tax-free investment income and capital gains within an account that could also meet nearer-term financial objectives. With the introduction of first time home buyers accounts (FHSAs) in April 2023, Canadians had a new savings vehicle geared toward home ownership to help millions save for a down payment.
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